As a Fiduciary, your personal assets are at stake!

Although ERISA does not require Fiduciary Liability Insurance, individuals with fiduciary responsibilities are highly encouraged to carry this coverage. Insurance & Financial Services, LTD. is proud to provide Fiduciary Liability coverage along with excellent service.

Did you know that under the Employee Retirement Income Security Act of 1974 (ERISA), fiduciaries may be held personally liable for breach of their responsibilities in the administration or handling of employee benefit plans?
Did you also know that your ERISA fidelity bond does not protect your personal assets?


You are a fiduciary of an employee benefit plan if you:
- Are named in the plan document or are identified as a
  fiduciary by the sponsor of the plan.
- Exercise any discretionary authority or discretionary control
  with respect to the management, administrations or
  disposition of plan assets.
- Provide investment advice for a fee or other compensation.


If you have any questions please contact Laurie Jackson at 1-800-598-0420 ext.109. We look forward to providing you with excellent service.

Fiduciary Application