IFS Bonds is a division of Insurance & Financial Services, Ltd that works with Contractors to satisfy their bid and performance bond requirements.
Bid, Performance, Payment and Maintenance Bonds
A surety bond is an agreement under which the surety guarantees to another party (the owner or obligee) that a third party (the contractor or principal) will perform a contract in accordance with contract documents.
While construction contract bonds guarantee to the owners that contractors will perform the contracts on time and pay labor and material bills incurred on the job, they also provide owners with the additional security of knowing that contractors have satisfied sureties comprehensive prequalification reviews.
Bonds under $100,000
Fast Track Application
Bonds over $100,000
The Solution To Contract Bond Problems
Subdivision Bonds
Many municipalities provide by ordinance that a developer who undertakes to lay out a housing or industrial subdivision shall give bond with surety to guarantee that, within a specified time, improvements on the property, such as streets, sidewalks, curbs, gutters and sewers will be constructed.
The Final Solution to Subdivision Bonds
Fidelity Bonds: Employee Dishonesty Bonds
Protects the employer against a dishonest act by an employee. Pays for loss of money or other property real or personal.
Dishonest acts committed by an “employee”, whether identified or not, acting alone or in collusion with other persons, except you as a partner, with the apparent intent to:
(1) Cause you to sustain loss; and also
(2) Obtain financial benefit (other than employee benefits earned in the normal course of employment, including: salaries, commissions, fees, bonuses, promotions, awards, profit sharing or pensions) for:
(a) The “employee”; or
(b) Any person or organization intended by the “employee” to receive that benefit.
Employee Dishonesty Application
Third Party Employee Dishonesty Application
ERISA 401K Profit Sharing Plan Bonds
This bond is a requirement of the Employee Retirement Income Security Act of 1974. The Act requires the Assets of any Employee Benefit Plan to be insured against loss due to employee dishonesty in the amount of 10% of plan assets. The bond must be at least $1,000 and need not to be greater than $500,000.
Click here for an instant premium indication

Fiduciary Responsibility Bonds
A bond that guarantees an honest accounting and faithful performance of duties by administrators, trustees, guardians, executors, and other fiduciaries.
"As a Fiduciary” letter
Court Bonds
Court bond is a general term embracing all bonds and undertakings required of participants in a lawsuit permitting them to pursue certain remedies in the courts.
A. Plaintiff Bonds
(1.) Attachment or Replevin Bonds
(2.) Indemnity to Sheriff Bonds
B. Defendant Bonds
(1.) Appeal, Supersedeas, or Stay of Execution Bonds
(2.) Counter-Replevin and Release or Discharge of Attachment Bonds
Types of Fiduciaries Required by Probate Courts
A. Administrator, Executor, Personal Representative –Required by a will or the court system to execute the estate of deceased person.
B. Guardian or Conservator – Required when a person is unable to handle their own affairs, and the court appoints another person to handle the affairs of that person.
Please contact us for an Application
Public Official Bonds
Guarantee taxpayers that a public official will “faithfully and honestly” Perform the duties of the office.
Application
Notary Bond
In most states (not Delaware) a notary public is required to file a Bond to receive their commission.
Application
Lost Instrument or Securities Bonds
When a person loses a document, certificate, or instrument, the issuer will not usually deliver a duplicate until the owner of the lost instrument furnishes an indemnity bond or lost instrument or securities bond. These bonds guarantee that, should the original lost document be found, it will be returned to the surety or obligee for proper disposal.
Application
Notary Public Errors and Omissions
Provides protection to the insured when they are obligated to pay for breach of duty while acting as a duly commissioned notary for any negligent act, error or omission arising out of the performance of service for others. This covers damages and legal fees.
Application
|