Products
    • Group Medical Insurance
    • Group Dental & Vision Insurance
    • Group Life Insurance
    • Accidental death & Dismemberment
    • Group Disability

Voluntary Benefits
    • Technology- based employer sponsored Benefits.
    • Communication, enrollment and customer service.
    • Payroll deducted at worksite with no direct cost to employer.
    • Offered through Colonial Life & Accident Insurance Company,
       a UnumProvident Subsidiary.

Retirement Plans
    • 401k, 403b, Simple Plans.
    • Section 125 Premium Only Plans
    • Offered without charge to clients for Employee Paid Portion of
       Premiums.

Flexible Spending Accounts
    • Unreimbursed Medical and Dependent Care Expenses.
    • Special Products for Schools including Student Accident and
       Sickness, Sports Accident Insurance for Athletic Participants
       and Accident Insurance for Camps.

Services
    • Systematic Value-Added Fact-Finding, Needs Analysis, Setting
       Objectives, Implementation and Follow-Through Service for
       every client.
    • Laptop Benefits Communication and Enrollment for Voluntary
      Products through Colonial Life and Accident.
    • Customized Presentations for Employers and Employees.
    • Broad Geographical Reach for Multi-State Employers.
    • Strong Network of Carriers for Specialized Situations.
    • Dedicated Local Staff of Trained Agents and Enrollers.
    • Creative Plan Design and Coordination for Owners,
      Comptrollers, Human Resource Directors, Financial Officers and
      Office Managers.
    • Design, Coordinate and Implement Benefits Fairs for Large
      Employers at Their Site.
    • Conduct Employee Enrollment Meetings.
    • Coordinate Referral to Other IFS Products and Services in the
      Property, Casualty and Financial Services Areas.